{"id":663,"date":"2014-09-04T05:33:51","date_gmt":"2014-09-04T05:33:51","guid":{"rendered":"http:\/\/www.aiti123.com\/?p=663"},"modified":"2014-09-04T05:33:51","modified_gmt":"2014-09-04T05:33:51","slug":"%e5%bc%a0%e6%9c%9d%e9%98%b3%e5%88%86%e9%a3%9f%e9%87%91%e8%9e%8d%e9%b2%9c%e8%82%89%ef%bc%8c%e5%bf%83%e6%9c%89%e6%ac%b2%ef%bc%8c%e6%89%8b%e6%9c%89%e5%88%80","status":"publish","type":"post","link":"http:\/\/www.aiti123.com\/?p=663","title":{"rendered":"\u5f20\u671d\u9633\u5206\u98df\u91d1\u878d\u201c\u9c9c\u8089\u201d\uff0c\u5fc3\u6709\u6b32\uff0c\u624b\u6709\u5200"},"content":{"rendered":"<p><a title=\"\u5f20\u671d\u9633\u5206\u98df\u91d1\u878d\u201c\u9c9c\u8089\u201d\uff0c\u5fc3\u6709\u6b32\uff0c\u624b\u6709\u5200\" href=\"http:\/\/www.iterduo.com\/0904-zhangchaoyang.html\" target=\"_blank\"><img decoding=\"async\" loading=\"lazy\" src=\"http:\/\/www.iterduo.com\/wp-content\/uploads\/2014\/09\/0904-souhu.jpg\" alt=\"\u641c\u72d0\u5f20\u671d\u9633\" width=\"860\" height=\"475\" \/><\/a><\/p>\n<p>\u7cbe\u529b\u65fa\u76db\u7684\u5929\u874e\u5ea7\u2014\u2014\u5f20\u671d\u9633\u627e\u5230\u4e86\u4e92\u8054\u7f51\u91d1\u878d\u7684\u65b0\u76ee\u6807\u30029\u67082\u65e5\uff0c\u641c\u72d0\u96c6\u56e2\u9ad8\u7ba1\u9f50\u8eab\u4eae\u50cf\uff0c\u4e3a\u641c\u72d0\u96c6\u56e2\u7684\u4e92\u8054\u7f51\u91d1\u878d\u5e73\u53f0\u2014\u2014\u641c\u6613\u8d37\u7ad9\u53f0\u3002\u8be5\u5e73\u53f0\u5c06\u627f\u63a5\u641c\u72d0\u201c\u5de8\u4eba\u201d\u5728P2P\u7f51\u8d37\u4e0a\u7684\u201c\u8fdb\u51fb\u201d\u3002<\/p>\n<h2>\u25a0<strong>P2P\u7f51\u8d37\uff0c\u51ed\u4ec0\u4e48\uff1f<\/strong><\/h2>\n<p>\u6070\u5982\u4e92\u8054\u7f51\u5148\u77e5\u51ef\u6587\u00b7\u51ef\u5229\uff08KK\uff09\u6240\u8bf4\uff1a\u98a0\u8986\u6027\u4ea7\u54c1\u90fd\u6765\u81ea\u4e8e\u4ea7\u4e1a\u7684\u8fb9\u7f18\u3002Lending Club\u5f00\u521b\u51faP2P\u7f51\u8d37\u65b0\u5c40\u9762\uff0c\u8ba9\u8d44\u91d1\u7684\u501f\u65b9\u4e0e\u8d37\u65b9\u76f4\u63a5\u5728\u4e92\u8054\u7f51\u4e0a\u5b8c\u6210\u5bf9\u63a5\uff0c\u5b9e\u73b0\u9ad8\u6548\u4e14\u4fe1\u606f\u900f\u660e\u7684\u91d1\u878d\u8131\u5a92\uff0c\u4e00\u65f6\u95f4\uff0c\u98ce\u9a9a\u65e0\u6bd4\uff0c\u5f15\u5f97\u4e2d\u56fd\u4fe1\u5f92\u4eec\u7ade\u76f8\u6a21 \u4eff\uff0c\u96e8\u540e\u6625\u7b0b\u5730\u5192\u51fa\u4e0a\u5343\u5bb6P2P\u7f51\u8d37\u516c\u53f8\u3002\u540e\u6765\uff0cP2P\u73a9\u5bb6\u4eec\u4e3a\u4e89\u593a\u5ba2\u6237\uff0c\u65e0\u6240\u4e0d\u7528\u5176\u6781\uff0c\u7ed3\u679c\u5bfc\u81f4\u201c\u5e9e\u6c0f\u9a97\u5c40\u201d\u6a2a\u884c\uff0c\u5377\u6b3e\u8dd1\u8def\u8005\u4e0d\u65ad\uff0c\u5bfc\u81f4\u96f7\u9706\u76d1\u7ba1\u3002<\/p>\n<p>\u5e94\u4e86IT\u6559\u7236\u67f3\u4f20\u5fd7\u7684\u8bdd\uff1a\u201c\u65e9\u4e00\u6b65\u4f1a\u6b7b\uff0c\u665a\u4e00\u6b65\u4f1a\u6b7b\uff0c\u800c\u5feb\u534a\u6b65\u5219\u5f97\u751f\u3002\u201d\u5982\u4eca\uff0c\u76d1\u7ba1\u201c\u53bb\u62c5\u4fdd\u5316\u201d\u3001\u201c\u4e0d\u81ea\u5efa\u8d44\u91d1\u6c60\u201d\u7684\u5927\u65b9\u5411\u786e\u5b9a\uff0c\u4e92\u8054\u7f51\u5de8\u5934\u4eec\u5927\u81f4\u6478\u51fa\u4e86\u8c03\u6027\uff0c\u52a0\u901f\u6d8c\u5165P2P\u7f51\u8d37\u8fd9\u7ea2\u5f97\u53d1\u7d2b\u7684\u7ea2\u6d77\uff0c\u6b63\u662f\u8981\u8e0f\u51c6\u90a3\u201c\u5feb\u534a\u6b65\u201d\u7684\u673a\u4f1a\u3002<\/p>\n<p>\u800c\u90a3\u4e9b\u5355\u7eaf\u7684P2P\u521b\u4e1a\u56e2\u961f\u5219\u53d1\u73b0\uff0c\u81ea\u5df1\u90a3\u4e9b\u5148\u53d1\u4f18\u52bf\u7838\u51fa\u7684\u62a4\u57ce\u6cb3\u663e\u7136\u4e0d\u90a3\u4e48\u56fa\u82e5\u91d1\u6c64\uff0c\u76f8\u5bf9\u4e8e\u5de8\u5934\u4eec\u5728\u7528\u6237\u8d44\u6e90\u3001\u6570\u636e\u7ef4\u5ea6\u3001\u5782\u76f4\u9886\u57df\u7684\u79ef\u7d2f\uff0c\u4ed6\u4eec\u4e2d\u7684\u5927\u591a\u6570\u7684\u786e\u201c\u5f31\u7206\u4e86\u201d\u3002<\/p>\n<p>\u4e5f\u6b63\u662f\u5982\u6b64\uff0c\u641c\u72d0\u4e3a\u81ea\u5df1\u7684P2P\u7f51\u8d37\u5f00\u5b97\u7acb\u6d3e\u4e5f\u4fbf\u987a\u7406\u6210\u7ae0\u3002\u8fc7\u53bb\u51e0\u5e74\uff0c\u5f20\u671d\u9633\u95ed\u5173\u2014\u2014\u8fdc\u79bb\u98a0\u5012\u68a6\u60f3\uff0c\u7a76\u7adf\u6d85\u78d0\uff0c\u6c42\u7684\u5c31\u662f\u8fde\u6a2a\u5408\u7eb5\uff0c\u81ea\u6211\u634f\u5408\u4e0e\u5ef6\u4f38\uff0c\u5728\u4fe1\u606f\u9ad8\u5ea6\u8d4b\u6743\u7684\u6d88\u8d39\u8005\u4e2d\uff0c\u5bfb\u5f97\u641c\u72d0\u7684\u4f4d\u7f6e\uff0c\u6784\u5efa\u7c98\u7a20\u7684\u5546\u4e1a\u751f\u6001\uff0c\u5f62\u6210\u793e\u7fa4\u7ecf\u6d4e\u4f53\u7cfb\u3002\u6b64\u4e3a\u5fd7\uff0c\u201c\u5fd7\u8005\uff0c\u6b32\u4e4b\u4f7f\u4e5f\u3002\u201d<\/p>\n<p>\u800c\u6b32\u671b\u53d8\u73b0\uff0c\u5219\u901a\u9014\u591a\u6837\uff0c\u6bd4\u5982\u641c\u72d7\u3001\u89c6\u9891\u3002\u5f53\u7136\uff0c\u201c\u98ce\u53e3\u4e4b\u732a\u201dP2P\u7f51\u8d37\u4e5f\u53ef\u4ee5\uff0c\u56e0\u4e3a\uff0c\u501f\u6b64\uff0c\u641c\u72d0\u53ef\u4ee5\u8fc7\u5f80\u79ef\u7d2f\uff0c\u5f62\u6210\u6301\u7eed\u7684\u3001\u91d1\u878d\u5c5e\u6027\u7684\u7528\u6237\u9ecf\u6027\uff0c \u8ba9\u201c\u9ad8\u51b7\u201d\u7684\u4f20\u7edf\u501f\u8d37\u53d8\u5f97\u201c\u63a5\u5730\u6c14\u201d\uff0c\u5b9e\u73b0\u6709\u6df1\u5ea6\u7684\u5782\u76f4\u9886\u57df\u5708\u5b50\uff0c\u5c31\u50cf\u5f20\u671d\u9633\u6700\u65e9\u7684\u5929\u4f7f\u6295\u8d44\u4eba\u5c3c\u845b\u6d1b\u5e9e\u8482\u5728\u300a\u6570\u5b57\u5316\u751f\u5b58\u300b\u4e2d\u63cf\u8ff0\u7684\u90a3\u6837\u3002<\/p>\n<h2>\u25a0<strong>\u641c\u6613\u8d37\uff0c\u600e\u4e48\u73a9\uff1f<\/strong><\/h2>\n<p>\u5982\u641c\u72d0\u8001\u4eba\u641c\u6613\u8d37CEO\u4f55\u6377\u7684\u8bdd\u8bf4\uff1a\u201c\u641c\u6613\u8d37\u5c06\u805a\u7126\u4e8e\u6c11\u95f4\u5c0f\u5fae\u501f\u8d37\uff0c\u7aed\u529b\u63a8\u52a8\u4e2d\u56fd\u4fe1\u8d37\u884c\u4e1a\u7684\u5e02\u573a\u5316\u3001\u5e73\u6c11\u5316\u53ca\u9ad8\u6548\u5316\u7684\u53d1\u5c55\u3002\u201d<\/p>\n<p>\u6362\u53e5\u8bdd\u8bf4\uff0c\u5c31\u662f\u8981\u6253\u9020\u6709\u521b\u9020\u529b\u7684\u666e\u60e0\u91d1\u878d\u3002<\/p>\n<p>\u8fd9\u65f6\u98ce\u9669\u5c31\u6210\u4e86\u5fc5\u987b\u8003\u8651\u7684\u95ee\u9898\u3002\u8981\u77e5\u9053\uff0c\u5728\u56fd\u5185\uff0c\u8ffd\u6c42\u65e0\u98ce\u9669\u7684\u7a33\u5b9a\u6536\u76ca\u662f\u7edd\u5bf9\u4e3b\u6d41\uff0c\u56e0\u6b64\uff0c\u641c\u6613\u8d37\u5e94\u7528\u5168\u7403\u9886\u5148\u7684\u76ca\u767e\u5229\uff08Experian\uff09\u98ce\u9669\u51b3\u7b56\u5f15\u64ce\uff0c\u7279\u8bbe\u6295\u8d44\u4eba\u4fdd\u969c\u57fa\u91d1\uff0c\u4fdd\u8bc1\u672c\u91d1\u635f\u5931\u5148\u884c\u8d54\u4ed8\uff0c\u4ee5\u6b64\u4f5c\u4e3a\u98ce\u9669\u63a7\u5236\u7684\u201c\u5feb\u5200\u201d\u3002<\/p>\n<p>\u4f46\u4ec5\u6709\u6b64\u8fd8\u4e0d\u591f\uff0c\u56e0\u4e3a\u4e2d\u56fd\u7684\u7279\u6b8a\u56fd\u60c5\uff0c\u50cf\u201c\u7968\u636e\u878d\u8d44\u201d\u3001\u201c\u5185\u4fdd\u5916\u8d37\u201d\u7b49\u9886\u57df\u90fd\u5145\u6ee1\u4e86\u7070\u8272\u5229\u76ca\u94fe\u6761\uff0c\u957f\u957f\u7684\u94fe\u6761\u4e0a\uff0c\u4e00\u70b9\u98ce\u9669\u66b4\u9732\uff0c\u5c31\u53ef\u80fd\u501f\u91d1\u878d\u6760\u6746\u5f62 \u6210\u5feb\u901f\u7684\u98ce\u9669\u4f20\u5bfc\uff0c\u51fb\u5012P2P\u7f51\u8d37\u3002\u6240\u4ee5\uff0c\u641c\u6613\u8d37\u6ca1\u6709\u8d2a\u5927\u6c42\u5168\uff0c\u50cf\u67d0\u5e73\u53f0\u90a3\u6837\uff0c\u4e00\u4e0a\u6765\u5c31\u505a\u9f50\u201c\u5927\u91d1\u878d\u201d\u7684\u5404\u4e2a\u9886\u57df\uff0c\u800c\u662f\u591a\u5927\u5c41\u80a1\u7a7f\u591a\u5927\u88e4\u8869\uff0c\u4e0e\u5177\u5907\u4f20\u7edf\u4f18 \u52bf\u7684\u201c\u641c\u72d0\u7126\u70b9\u201d\u5728\u623f\u4ea7\u9886\u57df\u5408\u4f5c\u201c\u9996\u4ed8\u8d37\u201d\uff0c\u5411\u4e70\u623f\u4eba\u63d0\u4f9b\u4e70\u623f\u9996\u4ed8\u6b3e\u8d37\u6b3e\u3002<\/p>\n<p>\u6bd5\u7adf\uff0c\u5728\u623f\u4ea7\u4e70\u5356\u8fd9\u4e00\u9886\u57df\uff0c\u201c\u641c\u72d0\u7126\u70b9\u201d\u5df2\u7ecf\u83b7\u5f97\u5927\u91cf\u7684\u7528\u6237\u884c\u4e3a\u6570\u636e\u6c89\u6dc0\uff0c\u53ef\u4ee5\u5c06\u4e4b\u7528\u4e8e\u98ce\u9669\u8bc4\u5b9a\uff0c\u5f62\u6210\u5265\u79bb\u98ce\u9669\u7684\u4f9d\u636e\uff0c\u7f13\u89e3\u4e70\u623f\u4eba\u201c\u6709\u94b1\u4e70\u623f\u5c31\u4f1a\u653e \u8086\uff0c\u4e0d\u591f\u9996\u4ed8\u5c31\u4f1a\u514b\u5236\u201d\u7684\u5c34\u5c2c\u3002\u4e0e\u4e4b\u7c7b\u4f3c\uff0c\u672a\u6765\uff0c\u641c\u6613\u8d37\u8fd8\u53ef\u80fd\u4e0e\u201c\u641c\u72d0\u6c7d\u8f66\u201d\u7b49\u90e8\u95e8\u5408\u4f5c\uff0c\u5bfb\u6c42\u5728\u6709\u79ef\u6dc0\u7684\u5782\u76f4\u9886\u57df\u91cc\u805a\u80fd\u6210\u52bf\uff0c\u5f62\u6210\u5355\u70b9\u5f3a\u538b\uff0c\u5c16\u5200\u7a81\u7834\u3002<\/p>\n<p>\u4ee5\u6b64\u4e3a\u57fa\u7840\uff0c\u7136\u540e\uff0c\u641c\u6613\u8d37\u518d\u6a2a\u5411\u6269\u5f20\u5c31\u987a\u7406\u6210\u7ae0\u2014\u2014\u8fd0\u7528\u5de5\u7a0b\u5b66\u7684\u65b9\u5f0f\u53bb\u7ec4\u5408\u7b80\u5355\u7684\u91d1\u878d\u4ea7\u54c1\uff0c\u5206\u5272\u98ce\u9669\uff0c\u83b7\u53d6\u4f4e\u98ce\u9669\u7684\u9ad8\u6536\u76ca\uff0c\u8ba9\u51fa\u501f\u8d44\u91d1\u7684\u7528\u6237\u6301\u7eed\u83b7\u5f97\u9ad8\u4e8e8%\u5e74\u5316\u6536\u76ca\u7387\u3002\u5f53\u7136\uff0c\u76ee\u524d\u770b\uff0c\u8d37\u65b9\u6536\u76ca\u7387\u8d85\u8fc78%\uff0c\u8fd8\u662f\u56e0\u4e3a\u5404\u65b9\u5229\u76ca\u8865\u8d34\u6240\u81f4\u3002<\/p>\n<p>\u5f53\u4e0b\u800c\u8a00\uff0c\u641c\u6613\u8d37\u7684\u96be\u70b9\u5728\u4e8e\u5c06\u201c\u641c\u72d0\u7126\u70b9\u201d\u7b49\u5782\u76f4\u9886\u57df\u5185\u79ef\u7d2f\u7684\u591a\u7ef4\u5ea6\u3001\u5927\u5bb9\u91cf\u6570\u636e\u201c\u6e05\u6d17\u201d\u5e72\u51c0\uff0c\u4e0d\u65ad\u56e0\u65f6\u56e0\u52bf\u5730\u8fed\u4ee3\u4f18\u5316\u51fa\u7b26\u5408\u623f\u4ea7\u91d1\u878d\u7684\u98ce\u63a7\u6a21\u578b\uff0c \u5e76\u4e0d\u65ad\u5ef6\u4f38\u51fa\u65b0\u7684\u5206\u6790\u7ef4\u5ea6\uff0c\u6784\u5efa\u51fa\u66f4\u4e3a\u7cbe\u51c6\u7684\u98ce\u63a7\u4f53\u7cfb\uff0c\u53ea\u662f\uff0c\u56fd\u5185\u76f8\u5173\u4eba\u624d\u53ca\u5176\u7a00\u7f3a\uff0c\u641c\u6613\u8d37\u5fc5\u987b\u5904\u7406\u597d\u4eba\u624d\u7684\u6311\u6218\uff0c\u624d\u80fd\u7a81\u7834\u74f6\u9888\uff0c\u5e94\u4ed8\u4e1a\u52a1\u62d3\u5c55\u548c\u5404\u79cd\u65b0\u7684 \u91d1\u878d\u7ec4\u5408\u3002<\/p>\n<p>\u7ba1\u7406\u5927\u5e08\u5fb7\u9c81\u514b\u8bf4\uff1a\u201c\u5148\u505a\u5bf9\uff0c\u518d\u505a\u597d\u3002\u201d\u6240\u4ee5\uff0c\u5c0f\u90dd\u5b50\u66f4\u770b\u597d\u8fd9\u79cd\u7ed3\u5408\u81ea\u8eab\u4f18\u52bf\uff0c\u201c\u6162\u201d\u8d77\u6b65\u201c\u5feb\u201d\u4f18\u5316\u7684\u5927\u5496\uff0c\u4ed6\u4eec\u73a9\u4e92\u8054\u7f51\u91d1\u878d\u66f4\u6709\u7ecf\u9a8c\uff0c\u66f4\u61c2\u8c31\u3002<\/p>\n<p>\u5982\u4eca\uff0c\u4e92\u8054\u7f51\u91d1\u878d\u6d17\u724c\u5df2\u7ecf\u5f00\u59cb\uff0c\u8fd9\u91cc\uff0c\u725bX\u4e0d\u662f\u5439\u51fa\u6765\u7684\uff0c\u662f\u201c\u5fc3\u6709\u6b32\uff0c\u624b\u6709\u5200\u201d\u505a\u51fa\u6765\u7684\uff0c\u8fd9\u91cc\u6ca1\u6709\u5bf9\u9519\uff0c\u53ea\u6709\u5229\u5f0a\uff0c\u82e5\u6b65\u5b50\u6162\u4e86\uff0c\u4e0d\u61c2\u201c\u4eba\u6b32\u5373\u5929\u7406\u201d\uff0c\u5c0f\u73a9\u5bb6\u4eec\u88ab\u5de8\u5934\u4eec\u6a21\u4eff\u78be\u538b\uff0c\u7edd\u4e0d\u662f\u4ec0\u4e48\u7a00\u5947\u4e8b\u3002<\/p>\n<p><strong>\u6587\/\u300aIT\u7ecf\u7406\u4e16\u754c\u300b\u8d44\u6df1\u8bb0\u8005 \u90dd\u667a\u4f1f \u00a0\u4ed6\u7684\u5fae\u4fe1\u516c\u4f17\u53f7\uff1ahaowenhaokan<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7cbe\u529b\u65fa\u76db\u7684\u5929\u874e\u5ea7\u2014\u2014\u5f20\u671d\u9633\u627e\u5230\u4e86\u4e92\u8054\u7f51\u91d1\u878d\u7684\u65b0\u76ee\u6807\u30029\u67082\u65e5\uff0c\u641c\u72d0\u96c6\u56e2\u9ad8\u7ba1\u9f50\u8eab\u4eae\u50cf\uff0c\u4e3a\u641c\u72d0\u96c6\u56e2\u7684\u4e92\u8054\u7f51\u91d1\u878d\u5e73\u53f0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5],"tags":[161,214,593,664,665],"_links":{"self":[{"href":"http:\/\/www.aiti123.com\/index.php?rest_route=\/wp\/v2\/posts\/663"}],"collection":[{"href":"http:\/\/www.aiti123.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.aiti123.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.aiti123.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.aiti123.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=663"}],"version-history":[{"count":0,"href":"http:\/\/www.aiti123.com\/index.php?rest_route=\/wp\/v2\/posts\/663\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.aiti123.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=663"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.aiti123.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=663"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.aiti123.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}